Finance (FIN) Course Descriptions
3320 Real Estate Principles 1 - Fundamentals (3-0). A broad survey of real estate fundamentals including real and personal property, ownership and estates in land, agency relationships, contract requirements, Fair Housing Laws, and legal descriptions.
3321 Real Estate Principles 2 - Practice (3-0). A comprehensive explanation of the appraisal process, real estate math, real estate financing alternatives, appraising income producing property, and property management.
3322 Law of Contracts (3-0). A review of contract law including valid contracts and termination of contracts, Texas Real Estate Commission contracts explained with exercises.
3323 Law of Agency (3-0). An in-depth look at principal-agent relationships, authority of agency, termination of agency, duties of an agent, intermediary relationships, employment law, deceptive trade practices, listing or
buying representation, and disclosure of agency.
3348 Retirement Planning. This course focuses on retirement planning for the business, the business owner, and the individual. It consists of two major parts. The first covers qualified plans, non qualified plans, and IRAs; the second part deals with retirement needs of individual clients. This course emphasizes the practical knowledge needed for choosing the best retirement plan and designing a plan that will meet a client’s needs from a tax and retirement standpoint.
Prerequisite: Junior Standing
3360 Money and Banking. The role of money, financial markets, and institutions. Monetary theory, central bank monetary policy, and the international financial system. (Credit may not be earned for this course and Economics 3360). Prerequisite: Economics 2301.
3361 Financial Management. Financial management of the firm; valuation of the firm; working capital policy; capital budgeting; cost of capital; and long-term financing.
Prerequisite: Accounting 2302 and Economics 2301 and 2302.
3362 Personal Finance. Income and expenditure patterns; consumer protection and financial analysis of consumer problems; and personal money management. Prerequisite: Junior standing
3364 General Insurance. Theory of insurance and risk; types of insurance companies; contract terms and clauses; basic features of life, property, liability, and health insurance from a consumer’s viewpoint.
Prerequisite: Junior standing.
3365 Corporate Financial Practices. Capital markets and valuation of the firm; capital budgeting; cost of capital; and leverage.
Prerequisite: Finance 3361. .
4308 Senior Seminar in Business Administration. A senior seminar for superior students majoring in any business discipline. Topics and projects vary by semester.
Prerequisite: Departmental permission required.
4310 Residential Appraisal. A study of real estate appraisal as it relates to estimating the current
market value of residential real property including the following appraisal topics: the appraisal profession,
including Uniform Standards of Professional Appraisal Practice, the real estate marketplace, steps in the
appraisal process, data collection, residential construction, the market, cost and income approaches to
valuation, and a residential appraisal project.
4311 Real Estate Investment Feasibility Analysis. Provides basic knowledge, techniques, and tools to analyze and determine most probable rate of return from real estate investments. To demonstrate all benefits of real estate ownership, as well as disadvantages. Includes depreciation, tax aspects, income-expense analysis and control, effects of national economic changes on the value of real estate, modes of ownership, present value concepts, risk analysis, computer analysis programs in current use.
4347 Estate Planning. Various aspects of estate and gift tax planning-including the nature, valuation, transfer, administration, and taxation of property are discussed. Particular emphasis is given to a basic understanding on the unified estate and gift tax system. This course covers gratuitous transfers of property outright or with trusts, wills, and powers of appointment. It also covers federal estate and gift taxation, the marital deduction, and various estate planning devices used in the estate planning process. In addition, the client interview, fact-finding, ethical standards, and the development of appropriate personal estate plans are discussed. Prerequisite: Junior standing.
4361 Financial Institution Administration. The role of financial institutions in the economy; depository and non depository financial institutions; legal environment; organizational structure; asset/liability management; and international aspects.
Prerequisite: Finance 3360 or Accounting 2302.
4363 Investments. Basic principles of investment; types of investment media; sources of information; characteristics of stocks and bonds; selection of securities; construction of an investment portfolio; and investment companies.
Prerequisite: Junior standing
4364 Security Analysis and Portfolio Management. Investment objectives; risk and return; analysis and selection of investment securities, timing; portfolio theory and applications; and evaluation of portfolio performance.
Prerequisites: Business Computer Information Systems 1305, Finance 4363.
4366 Business Modeling and Decision Making. Design and use of financial models for working capital management; cash flow projections; ratio analysis; capital budgeting; security valuation and selection; portfolio management; and real estate investment analysis.
Prerequisites: Business Computer Information Systems 1305 or equivalent, Finance 3361.
4367 International Finance. An examination of the international monetary system from World War II to present, transition from fixed to floating exchange rates. Emphasis given to interest arbitrage, spot and forward exchange rates, foreign exchange exposure and risk, reducing foreign exchange risk, capital budgeting and import/export financing in the study of multinational finance.
Prerequisite: Finance 3361.
4391 Research. A specialized course which may be directed reading or research for superior students majoring in finance.
Prerequisite: Junior standing.
5191 Independent Study in Finance (1-0). A specialized on-line course in Finance which is required for students who need additional background study in the area. Credit may not apply towards MBA degree requirements. Grading will be either pass or fail. Prerequisite: Permission of the Instructor.
6301 Financial Management (3-0). Corporate financial management decision-making techniques emphasized in areas of planning the financial structure, management of assets, capital budgeting, obtaining capital, and management of income. Prerequisite: Finance 3361.
6347 Estate Planning (3-0). Various aspects of estate and gift tax plan ning. Emphasis is given to a basic understanding of the unified estate and gift tax system. This course covers gratuitous transfers of property outright or with trusts, wills, and powers of appointment. It also covers federal estate and gift taxation, the marital deduction, and various estate planning devices used in estate planning process. Includes project in estate planning. Prerequisite: Graduate standing.
6381 Special Topics (3-0). A study of selected topics in finance. May be repeated once for credit when topic varies.
Angelo State University 2014-15 Undergraduate and Graduate Catalog