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Other Loans

Federal Direct Graduate PLUS Loan

This program is offered by the federal government and is available to students working on a graduate degree enrolled at least half time. Eligibility is not determined on the basis of need. Entrance and exit counseling required.

Award amounts are limited to the student’s cost of attendance minus other financial aid (including any subsidized and unsubsidized Federal Direct Loan eligibility).

Graduate PLUS Loan Limits
Annually $20,500 per year unsubsidized loans.
Aggregate $138,500 (includes undergraduate loans, no more than $65,500 can be subsidized)

State Loans

College Access Loan (CAL) Program

College Access Loans are offered through the Texas Higher Education Coordinating Board (THECB) and are designed to help students whose families are experiencing difficulty meeting the Expected Family Contribution (EFC) toward educational costs. Students who apply for the CAL program must meet these requirements:

  • Be a Texas resident.
  • Be enrolled at least half time (six hours) in a course of study leading to an associate, bachelor’s, graduate or higher degree.
  • Meet and maintain ASU’s Satisfactory Academic Progress policy.
  • Receive a favorable credit evaluation or provide a co-signer who has good credit standing and meets other requirements as outlined by the THECB.
  • Complete a Free Application for Student Aid (FAFSA).

Students do not have to demonstrate need, but the amount of federal aid that students are eligible for must be deducted from the published Cost of Attendance (COA) to determine the CAL loan amount.

The THECB no longer accepts paper applications. Visit the THECB website to apply for the CAL program or to view the CAL program fact sheet regarding repayment terms, interest rates and origination fees.

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